How the Fico or credit score impacts on consumers Research Paper

How the Fico or credit score impacts on consumers - Research Paper Example A lot of consumers don't appreciate the importance of personal credit scores and how it impacts on their daily lives. Some don’t know that credit scores are available and accessible online. A credit score can have a say on what a consumer is or is not able to do. For instance, it can determine what one pays for leasing or auto financing, credit card rates, car insurance and mortgages. It can affect things we may take for granted like whether one gets a job or rent an apartment. When applying for credit, the lenders want to know your credit risk level Buyers or consumers with poor credit (high credit risk level) are turned away by the lending institutions. The current tightening up of the loan and mortgage market makes the situation worse. Customers with less than a 700 credit score are being turned away by car dealers. It is now more important than ever to have a good credit score. Keywords: Credit score, FICOÂ ®, consumers, lenders. What is a Credit Score? A credit score is a number that summarizes your credit risk, based on your credit report at a particular point in time (FICO Booklet). Credit reports and credit risk levels can be evaluated using your credit scores by the lenders. Since it’s just a single number, the lenders don’t have to read through the whole credit history report. It is an indicator of how likely you are to pay your bills. Consumers should be aware that lenders use other information to determine one’s creditworthiness along with the credit scores.... A high score is preferred by the lenders. For instance a score of 720 will get you favorable interests on a mortgage, according to Fair Isaac Corporation. The following table shows how credit scores break out for the American public. Credit Score Percentage 499 and below 2 percent 500 – 549 5 percent 550 – 599 8 percent 600 – 649 12 percent 650 – 699 15 percent 700 – 749 18 percent 750 – 799 27 percent 800 and above 13 percent Components of the FICO Score A credit report contains different types of credit data. It is this data that is used to compute the FICO Scores. Data is grouped into five categories as illustrated below. The percentage represents the importance of each category in computation of your FICO Score. Source: Fair Isaac Corporation Website Items considered in the payment history are account payment information (credit cards, mortgage and retail accounts), Public records (legal suits, bankruptcy, liens and judgments) and delinqu ency, Severity of delinquency, recency of delinquency and adverse public records, past due items on file and accounts paid on time. Amounts owed is checked for the amounts owing on the specific types of accounts, number of accounts with balances, proportion of credit lines used and proportion of installment loan amounts still owing The line of credit history is concerned with the time duration since the accounts were opened and other account activities that have taken place. New credit category is used to check recently opened accounts, recent credit inquiries, last duration of credit inquiry and positive credit history re-establishment following repayment problems Lastly, types of credit used category looks at the recent information on the various types of accounts, be they

Analysis of Walmart leadership Research Paper Example | Topics and Well Written Essays - 750 words

Analysis of Walmart leadership - Research Paper Example Further, he convinces them to change their perceptions, and expectations in the process of achieving a common goal. According to Bass, the transformational leadership is made up of several elements such as; focusing on vital priorities, promoting harmony and unity, motivating followers/workers to focus on a common organization goal, and being consistent in decision making. Thus, transformational leadership moves the subject/follower beyond their immediate self interests via inspiration, individualized consideration and intellectual stimulation. Also, transactional leadership tends to refer to the mutual relationship between the follower and the leader to exchange ideas so as to meet their self interests (Bass, 1985; Yammarino et al., 1993). Transformational leadership tends to produce greater positive effects than other leadership styles. The leaders at Walmart utilize this leadership style while running the organization. The transformational theory is made up of four critical elements; inspirational motivation, intellectual stimulation, idealized influence and individualized consideration. Transformational leadership often leads to excellent performance that tends to go beyond the expected outcomes. Lowe et al. (1996) in his analysis of more than 39 studies done to evaluate transformational theory and leadership found out that leaders who exhibited transformational characteristics proved to be more effective leaders than those who did not. Further he stated that these findings were applicable to both higher and lower level leaders as well as to mangers/leaders working in private and public settings. Tracey and Hinkin (1994, 1996) sought to analyze the nature and formation of transformational leadership in the hospitality industry. Their findings indicated that organizational success in the hospitality business industry required leaders who were able to utilize their vision and recognize the relevant environmental changes and how to manage them

Essay --

Currently, there are many discussions regarding society’s views on how a â€Å"good† person should act. For example, in one society going to war may be viewed as a patriotic act, while in another society it may be viewed negatively because it can be seen as an act promoting violence. Furthermore, there are flaws in always conforming to society’s standards because it takes away one’s individuality. These topics are raised in the â€Å"Unknown Citizen† which is a poem by W.H. Auden that describes a man who is viewed by society as a perfect person and also in â€Å"Do Not Go Gently† by Dylan Thomas where he urges society to not accept death and fight it. As a result, there are actions that society declares as being righteous, but it is also important that people follow their own intuition because that way they become their own person. In both the â€Å"Unknown Citizen† and â€Å"Do Not Go Gently,† the authors give an impression of what a virtuous person is. For example, in the work, â€Å"Unknown Citizen,† the unknown man is reported to be perfect in every way and does absolutely no wrong. In fact, it was stated t...

Passion for Fashion Essay

Fashion plays an important role in the daily life of every individual. It starts with deciding what to wear, how to wear it, and so forth. Imagine the world without fashion. Not a nice one is it? Every individual owes admiration to those behind-the-scenes people who are responsible for making the world so fashionable; one in particular a fashion marketer. A career as a Fashion Marketer is an interesting career filled with nothing but fashion, adventure, and excitement. Being a Fashion Marketer is an exhilarating yet not so subtle career. It is a marketers job to promote fashion. They want to generate the publics interest in new styles and products. Fashion marketing involves advertising, but it is more than that. Fashion marketers have to be on the cutting edge endorsing the right things at the right time. They connect the public with the world of fashion, and they help set trends (Stone 4). To work in this field an individual will have to have the assured characteristics neededA persons job should reflect their personality and display the persons characteristics. In the fashion industry there are many personalities, many of them being egotistical ones. Enthusiasm, flexibility, and a positive attitude are essential characteristics necessary to find success in the retail industry. (Retail Marketing Careers.) A person can also apply his or her basic skills such as computer literacy, working well with people and a strong work ethic to the table when applying for a career in Fashion Marketing. Generally light travel is required to work in marketing retail. Stress and a little commitment and overtime are involved, however, nothing to extreme. This allows workers to spend more time with their families. On a daily basis a person may come across an individual who is arrogant and discourteous, but this can happen at any job. Those working in retail also have more time to become i nvolved in the community. It is not simple and not too complex becoming a Fashion Marketer or working in the marketing field as long as it fits with the individuals personality. Of course, everyone knows nowadays a high school diploma means nothing anymore. College degrees, training or any certification subsequent to high school is mandatory for success. To become a fashion marketer one would need  to major in Fashion Merchandising or Marketing and minor in business fields such as accounting, business administration, or marketing just to develop the business aspect of the Fashion Merchandising field. An individual can receive an Associates degree, Bachelors degree or Masters depending on the individual. Schools offering the Fashion Merchandising program are predominantly in New York and California; however, local community colleges and universities should not be overlooked. Other universities known to offer the program are University of MD Eastern Shore; Morgan State University; F.I.T. (Fashion Institute of Technology); and AIP (Art Institute of Philadelphia). Some courses required to achieve in this field are accounting, business law, psychology, merchandising, advertising and promoting, and entrepreneurship, and Intro to fashion (Stone 6-8). Although having a degree is not a bare necessity to get into the fashion industry, it helps to have one so opportunities will always be available. Having a degree will also improve ones salaryA fashion marketers salary ranges on experience and knowledge. More often it is how much experience a person has rather than his or her knowledge. Salaries for beginners start as low as $15,000-29,000 a year depending on the occupation (Retail). As ones experience or knowledge increases so do the wages. At an intermediate level the salary starts anywhere from $33,873-76,450 a year. At the executive or advanced level salaries range from $84,923-119,140 a year. Location is the key when deciding on what occupation fits ones criteria because the location also determines ones salary (Advertising). The outlook on careers in fashion marketing and any career in fashion overall is expected to grow more slowly than average through 2014 (Retail). Sluggish job growth may be due to the new prominence of discount stores, super centers and warehouse stores, offering cut-rate clothing without the frills and fancy store displays of high-end department stores. The Internet may also cut into sales. However, even with lethargic job growth, basic retailing jobs should still be relatively easy to find, simply because this is a very large field with a high turnover rate (Retail). And top level marketing jobs will be extremely competitive no matter how fast the business is growing. It is really all about location. Know what works and do not let salaries determine your career. Go with what suits your personality best. Works Cited â€Å"Advertising, Marketing, Promotions, Public Relations, and Sales Managers.† http://www.bls.gov. 04 Aug. 2006. Bureau of Labor Statistics, U.S. Department of Labor. 22 Aug. 2007 . â€Å"Retail Marketing Careers.† www.Careeroverview.Com. 24 Apr. 2007 . Stone, Elaine. The Dynamics of Fashion. 2nd Ed. New York: Fairchild Publications Inc., 2004. 04-10.

Trinity University Acceptance Rate, SAT/ACT Scores, GPA

Trinity University is a private liberal arts university with an acceptance rate of 34%. Founded in 1869, Trinity has historic ties to the Presbyterian Church. The university occupies a 117-acre residential campus overlooking San Antonio, Texas. Students come from 47 states and 68 countries, and the college has an impressive 9-to-1  student / faculty ratio. Trinitys business programs are the most popular among the schools 49 majors, but the universitys strengths in the liberal arts and sciences earned the school a chapter of the prestigious  Phi Beta Kappa  Honor Society. In athletics, the Trinity Tigers compete in the NCAA Division III Southern Collegiate Athletic Conference (SCAC). Considering applying to Trinity University? Here are the admissions statistics you should know, including average SAT/ACT scores and GPAs of admitted students. Acceptance Rate During the 2017-18 admissions cycle, Trinity University had an acceptance rate of 34%. This means that for every 100 students who applied, 34 students were admitted, making Trinitys admissions process competitive. Admissions Statistics (2017-18) Number of Applicants 8,654 Percent Admitted 34% Percent Admitted Who Enrolled (Yield) 23% SAT Scores and Requirements Trinity University requires that all applicants submit either SAT or ACT scores. During the 2017-18 admissions cycle, 51% of admitted students submitted SAT scores. SAT Range (Admitted Students) Section 25th Percentile 75th Percentile ERW 630 710 Math 630 720 ERW=Evidence-Based Reading and Writing This admissions data tells us that most of Trinity Universitys admitted students fall within the top 20% nationally on the SAT. For the evidence-based reading and writing section, 50% of students admitted to Trinity scored between 630 and 710, while 25% scored below 630 and 25% scored above 710. On the math section, 50% of admitted students scored between 630 and 720, while 25% scored below 630 and 25% scored above 720. Applicants with a composite SAT score of 1430 or higher will have particularly competitive chances at Trinity University. Requirements Trinity University does not require the SAT writing section or SAT Subject tests. Note that Trinity participates in the scorechoice program, which means that the admissions office will consider your highest score from each individual section across all SAT test dates. ACT Scores and Requirements Trinity requires that all applicants submit either SAT or ACT scores. During the 2017-18 admissions cycle, 49% of admitted students submitted ACT scores. ACT Range (Admitted Students) Section 25th Percentile 75th Percentile English 26 34 Math 26 30 Composite 27 32 This admissions data tells us that most of Trinity Universitys admitted students fall within the  top 15% nationally  on the ACT. The middle 50% of students admitted to Trinity received a composite ACT score between 27 and 32, while 25% scored above 32 and 25% scored below 27. Requirements Note that Trinity University participates in the scorechoice program, meaning that the admissions office will consider your highest score from each individual section across all ACT test dates.  Trinity does not require the ACT writing section. GPA In 2018, the average high school GPA of Trinity Universitys incoming freshmen class was 3.61, and 42% of incoming students had average GPAs of 3.75 and above. These results suggest that most successful applicants to Trinity University have primarily A grades. Self-Reported GPA/SAT/ACT Graph Trinity University Applicants Self-Reported GPA/SAT/ACT Graph. Data courtesy of Cappex. The admissions data in the graph is self-reported by applicants to Trinity University. GPAs are unweighted. Find out how you compare to accepted students, see the real-time graph, and calculate your chances of getting in  with a free Cappex account. Admissions Chances Trinity University has a competitive admissions pool with a low acceptance rate and high average SAT/ACT scores and GPAs. However, Trinity has a  holistic admissions  process involving other factors beyond your grades and test scores. A strong  application essay  and glowing  letters of recommendation  can strengthen your application, as can participation in meaningful  extracurricular activities  and a  rigorous course schedule. Trinity offers applicants the opportunity to visit campus, interview, and demonstrate their interest in attending the university. Students with particularly compelling stories or achievements can still receive serious consideration even if their grades and test scores are outside Trinitys average range. In the scattergram above, the blue and green dots represent students who were accepted to Trinity University. You can see that the majority of successful applicants had at least B averages in high school, combined SAT scores of about 1200 or higher (ERWM), and ACT composite scores of 24 or higher. Many Trinity students had solid A averages in high school. If You Like Trinity University, You May Also Like These Schools Rice UniversityBaylor UniversityTexas Christian UniversityTexas State UniversityDuke UniversityVanderbilt UniversityStanford UniversitySouthern Methodist University All admissions data has been sourced from the National Center for Education Statistics and Trinity University Undergraduate Admissions Office. Trinity University Acceptance Rate, SAT/ACT Scores, GPA Trinity University is a private liberal arts university with an acceptance rate of 34%. Founded in 1869, Trinity has historic ties to the Presbyterian Church. The university occupies a 117-acre residential campus overlooking San Antonio, Texas. Students come from 47 states and 68 countries, and the college has an impressive 9-to-1  student / faculty ratio. Trinitys business programs are the most popular among the schools 49 majors, but the universitys strengths in the liberal arts and sciences earned the school a chapter of the prestigious  Phi Beta Kappa  Honor Society. In athletics, the Trinity Tigers compete in the NCAA Division III Southern Collegiate Athletic Conference (SCAC). Considering applying to Trinity University? Here are the admissions statistics you should know, including average SAT/ACT scores and GPAs of admitted students. Acceptance Rate During the 2017-18 admissions cycle, Trinity University had an acceptance rate of 34%. This means that for every 100 students who applied, 34 students were admitted, making Trinitys admissions process competitive. Admissions Statistics (2017-18) Number of Applicants 8,654 Percent Admitted 34% Percent Admitted Who Enrolled (Yield) 23% SAT Scores and Requirements Trinity University requires that all applicants submit either SAT or ACT scores. During the 2017-18 admissions cycle, 51% of admitted students submitted SAT scores. SAT Range (Admitted Students) Section 25th Percentile 75th Percentile ERW 630 710 Math 630 720 ERW=Evidence-Based Reading and Writing This admissions data tells us that most of Trinity Universitys admitted students fall within the top 20% nationally on the SAT. For the evidence-based reading and writing section, 50% of students admitted to Trinity scored between 630 and 710, while 25% scored below 630 and 25% scored above 710. On the math section, 50% of admitted students scored between 630 and 720, while 25% scored below 630 and 25% scored above 720. Applicants with a composite SAT score of 1430 or higher will have particularly competitive chances at Trinity University. Requirements Trinity University does not require the SAT writing section or SAT Subject tests. Note that Trinity participates in the scorechoice program, which means that the admissions office will consider your highest score from each individual section across all SAT test dates. ACT Scores and Requirements Trinity requires that all applicants submit either SAT or ACT scores. During the 2017-18 admissions cycle, 49% of admitted students submitted ACT scores. ACT Range (Admitted Students) Section 25th Percentile 75th Percentile English 26 34 Math 26 30 Composite 27 32 This admissions data tells us that most of Trinity Universitys admitted students fall within the  top 15% nationally  on the ACT. The middle 50% of students admitted to Trinity received a composite ACT score between 27 and 32, while 25% scored above 32 and 25% scored below 27. Requirements Note that Trinity University participates in the scorechoice program, meaning that the admissions office will consider your highest score from each individual section across all ACT test dates.  Trinity does not require the ACT writing section. GPA In 2018, the average high school GPA of Trinity Universitys incoming freshmen class was 3.61, and 42% of incoming students had average GPAs of 3.75 and above. These results suggest that most successful applicants to Trinity University have primarily A grades. Self-Reported GPA/SAT/ACT Graph Trinity University Applicants Self-Reported GPA/SAT/ACT Graph. Data courtesy of Cappex. The admissions data in the graph is self-reported by applicants to Trinity University. GPAs are unweighted. Find out how you compare to accepted students, see the real-time graph, and calculate your chances of getting in  with a free Cappex account. Admissions Chances Trinity University has a competitive admissions pool with a low acceptance rate and high average SAT/ACT scores and GPAs. However, Trinity has a  holistic admissions  process involving other factors beyond your grades and test scores. A strong  application essay  and glowing  letters of recommendation  can strengthen your application, as can participation in meaningful  extracurricular activities  and a  rigorous course schedule. Trinity offers applicants the opportunity to visit campus, interview, and demonstrate their interest in attending the university. Students with particularly compelling stories or achievements can still receive serious consideration even if their grades and test scores are outside Trinitys average range. In the scattergram above, the blue and green dots represent students who were accepted to Trinity University. You can see that the majority of successful applicants had at least B averages in high school, combined SAT scores of about 1200 or higher (ERWM), and ACT composite scores of 24 or higher. Many Trinity students had solid A averages in high school. If You Like Trinity University, You May Also Like These Schools Rice UniversityBaylor UniversityTexas Christian UniversityTexas State UniversityDuke UniversityVanderbilt UniversityStanford UniversitySouthern Methodist University All admissions data has been sourced from the National Center for Education Statistics and Trinity University Undergraduate Admissions Office.

Revenge and Reconciliation in the Tempest - 763 Words

â€Å"The Tempest is more concerned with reconciliation than with revenge.† Evaluate this view of The Tempest by exploring the action and effects of the play. Revenge tragedy was a highly popular genre during the Jacobean era, so understandably Shakespeare would have been heavily influenced by this; one of these examples being Hamlet. Revenge tragedies carried the evident message that those who dabble in revenge will end up being hurt themselves. This is seen in the final scene of Hamlet where the stage is predominantly crowded with corpses. From looking at the opening scenes of The Tempest it may seem that this play, similar to the rest would follow this genre, however it reveals to have a much more harmonious message to it. Although†¦show more content†¦Their great guilt,/ Like poison given to work a great time after† It is clear that the remorse and heavy guilt they feel is what causes them to suffer so greatly. Prospero overlooking this states that â€Å"these mine enemies are all knit up/ In their distractions. They are now in my power†. This cements the idea that Prospero is out to take revenge on those who did him wrong, as he is pleased to see their suffering. However, Ariel soon tells Prospero that The good old lord,Show MoreRelated The Genre of The Tempest Essay952 Words   |  4 Pages The Genre of The Tempest The Tempest is customarily identified as the William Shakespeares last piece. These marginal issues aside, The Tempest is the forth, final and finest of Shakespeares great and/or late romances. Along with Pericles, Cymbeline and The Winters Tale, The Tempest belongs t the genre of Elizabethan romance plays. It combines elements of Tragedy (Prosperos revenge/Loss of a royal son) with those of romantic comedy (the young lover Ferdinand andRead MoreShakespeares Use of Language, Imagery and Setting to Illuminate Prosperos Journey from Revenge to Reconciliation1174 Words   |  5 PagesShakespeares Use of Language, Imagery and Setting to Illuminate Prosperos Journey from Revenge to Reconciliation The Tempest opens on a ship at sea caught in a tempestuous storm. This setting would immediately suggest to the Elizabethan audience, the presence of danger and evil, as they would be familiar with other Shakespearian plays where storms have been used in this way, for example, Macbeth and King Lear. The desperate language of the characters in the openingRead MoreAnalysis Of Richard Linklater s The Tempest 896 Words   |  4 Pagess life. The play The Tempest written by William Shakespeare encompasses many personal discoveries, which lead to consideration of the authority the characters rightfully possess and the importance of forgiveness and reconciliation in their lives. Similarly the modern film Boyhood directed by Richard Linklater, also explores these ideas, however, they are depicted in relation to growing from childhood to adulthood and developing an individual ethical compass. In The Tempest, Shakespeare uses UsurpationRead MoreAnalysis Of Shakespeare s The Tempest 1001 Words   |  5 PagesAndrometa Buja Professor: Stephen Spencer English 220 Date: December 1, 2015 Forgiveness in The Tempest Many critics believe that The Tempest is a comedy about reconciliation, forgiveness and penitence. The play starts with a tremendous storm where Prospero takes revenge from his enemies and ends by forgiving them. One of his enemies was his brother, who betrayed him. For many years Prospero lives with his daughter in an isolated island where everybody believed that he was dead; even though by theRead More Exploring the Themes of Forgiveness and Reconciliation in The Tempest by William Shakespeare1419 Words   |  6 PagesExploring the Themes of Forgiveness and Reconciliation in The Tempest by William Shakespeare Prospero is a character that seems to stand at the very centre of The Tempest. Throughout the play, he prompts most of the action, and he has the last word. The entire plot of the play is a scheme designed by Prospero to bring his rivals to a state of regret so that he can pardon them and restore the rightful order of things to his dukedom of Milan. As Prospero is seen as being all-powerful over theRead MoreThe Tempest Critical Analysis1133 Words   |  5 PagesThe process of discovery is largely impacted by a shift in personal and cultural perspectives, enhancing an individual’s understanding of themselves and others in their world. Shakespeare’s 17th century tragicomedy ‘The Tempest’, explores how the disruption of the traditional order of society and the transformative power of forgiveness both facilitate personal discovery. Similarly, Peter Weir’s 1989 film ‘Dead Poets Society’ portrays how questioning one’s personal and cultural context allows an individualRead More Vengeance and Forgiveness in Shakespeares The Tempest Essay1052 Words   |  5 PagesVengeance and Forgiveness in Shakespeares The Tempest There are many elements in Shakespeares play, The Tempest, which one cannot reconcile with the real world. The main theme in The Tempest is illusion, and the main focus is the experiment by Prospero. The Tempest, it is clear, features an experiment by Prospero. He has not brought the Europeans to the vicinity of the island, but when they do come close to it, he has, through the power of illusion, lured them into his very special realmRead MoreThe Abuse of Power in Shakespeares Play, The Tempest Essay example976 Words   |  4 PagesThe play, The Tempest, by William Shakespeare is a very cleverly thought out piece of work. Shakespeare very deliberately inter-relates several different forms of power during the course of the play. There is political power, shown through the plethora of political characters and their schemes, while at the same time parodied by the comic characters. The power of magic and love, and its ability to reunite and absolve also plays a major role in the play. Throughout the play, Prospero, the main characterRead MoreExplore Shakespeare’s Presentation of the Themes of Forgiveness and Reconciliation in â€Å"the Tempest†.2475 Words   |  10 PagesIt can be argued that William Shakespeare’s â€Å"The Tempest† is a play about forgiveness and reconciliation. The title, The Tempest is both literal and metaphorical. Shakespeare begins the play with a fierce storm which wrecks the courtier’s ship. I think this storm symbolises â€Å"the tempest of life† (i.e. the struggle of life) around which the play is based. Throughout the play, the aristocratic party is torn by conspiracy and betrayal between many different characters. In their attempts to gain powerRead MoreProspero Constructs the Tempest Hierarchy and Returns Affairs to a Natural State1731 Words   |  7 PagesThe Tempest raises many questions regarding the formation of authority and power. Is hierarchy understood as natural or as constructed? Also, what are the consequences when authority is usurped? This paper will attempt to answer these questions in a succinct manner using textual references to solidify its arguments. As the play pr ogresses, Prospero constructs the hierarchy in such a way as to return things to their natural state. Any type of usurpation, whether attempted or successful, will

Graffiti And Other Artistic Writings - 1362 Words

Many historians agree that graffiti and other artistic writings show â€Å"life in motion.† Tracing the history of these movements in both Latin America and the United States, one notes that artists have fomented revolution by altering aesthetic practices and transforming social contexts. One compares graffiti, defined as â€Å"unauthorized writing or drawing on a public surface,† to other art forms, such as sketchbook work, prints, murals, and portable frescoes because both illustrate ideas through writing. Artists have written on the walls of buildings, trains, and many other locations to advertise their nametags and spread their views of race, politics, religion, gender, and economics among the greater public. Since the nineteenth century,†¦show more content†¦In his murals, Rivera exposed audiences in Mexico and in the United States to indigenous Mexican life that conquistadores and dictators such as Dà ­az kept hidden from view. Building on Cuban and Mexi can racial counter-hegemony, modern Latino and African-American writers sought to defy racist law enforcement policies with graffiti. By the mid twentieth-century in Los Angeles, Philadelphia, and New York, graffiti writers of color channeled Cuban and Mexican anti-racism to defy white police control. In 1960s Los Angeles, artists commissioned by â€Å"el movimiento† sought to unite people of color against police brutality through murals underlined with spray-painted labels such as 1973’s Black and White Moratorium Wall. As racial tensions simmered in the 1960s and 1970s, police discriminated against youth of color. Philadelphian Darryl â€Å"Cornbread† McCray, largely considered as the first modern graffiti writer, tagged numerous police cars upon release from juvenile detention. One should note the symbolism visible in his signature; McRae spray-painted â€Å"Cornbread,† a popular soul food item, to assert his blackness over police control. In 1970s New York, writers of color spray-painted trains with bold letters and tags toShow MoreRelatedGraffiti As A Sustainable And Decent Art Form 1397 Words   |  6 Pagessocieties, there are ongoing debates among multiple stakeholders regarding the nature and acceptability of graffiti as a sustainable and decent art form. Having gained immense popularity in urban environments, graffiti has always been on the verge between art and vandalism. The reason for such controversial perceptions lies in the definition of graffiti and its origins. As Campos defines it, â€Å"graffiti and street art could be considered a practice through which individuals appropriate the city† and whoseRead MoreEssay Graffiti: Art or Vandalism?1139 Words   |  5 Pagesstatus of graffiti--art or vandalism? Because it has found its way into art galleries and because of the community of artists who challenge and inspire each other, graffiti should be considered art and as a way to express oneself. The origin and history of graffiti is not what one might expect. Believed to have been created by a Philadelphia high school student named Cornbread in 1967, it was a bold effort to catch the attention of a girl (De Melker). In this same time period, graffiti sprung upRead MoreEssay on Graffiti - The Public Art Movement800 Words   |  4 PagesGRAFFITI - The Public Art Movement The widespread dissemination of colorful graffiti paintings on the walls of our major cities has made it impossible to ignore this form of public art. As contact with this form of expression increases, one starts to recognize styles, recurrent themes, patterns and stylistic influences. To the masses graffiti seems to represent vandalism, an ugly and threatening attempt to undermined social value and prestige. For graffiti writers, graffiti is a secret expressionRead MoreGraffiti And Its Effects On The World War I1504 Words   |  7 PagesComm 1016 Essay We see graffiti everywhere even though it is illegal. Its on trains, buses, buildings you name it there has most likely been graffiti on it. Let’s start with what the definition of graffiti is, â€Å"writing or drawings scribbled, scratched, or sprayed illicitly on a wall or other surface in a public place† (Bing.com). Graffiti can be traced back as far as world war 2 the most famous tag of that time being, â€Å"Kilroy was here† along with an illustration the artist or ‘writer’ they areRead MoreHistory Of Subway Graffiti Art Essay1265 Words   |  6 Pageshistory of the underground art movement known by many names, most commonly graffiti begins in Philadelphia, Pennsylvania during the mid to late 60s, and started with bombing. The writers who are credited with the first effort are CORNBREAD and COOL EARL. They wrote their names all over the city gaining attention from the community and the local press. Then the movement made way to New York City where the teenagers would write graffiti on the subways. It is unclear whether this concept made way to New YorkRead MoreGraffiti War1157 Words   |  5 PagesWhat do the â€Å"graffiti wars† say about social relations of inequality and power in cities? Unequal power relations seemingly drive the war against graffiti. Arguably, this war targets marginalized individuals in poor communities, more specifically; it targets poor Black and Latino youth. Chronopolous (2011) argues that graffiti is seen as a threat to social disorder and suggests that communities festered with graffiti are â€Å"out of control† (Chronopoulous 2011, pg. 77-78). This is as a result ofRead MoreWriting Illegal Graffiti On The Streets For A Property Owner858 Words   |  4 Pagesthat is made with permission of a property owner. Artists generally have to gain experience writing illegal graffiti on the streets for a considerable amount of time to be considered for legal, and sometimes commissioned, graffiti. Some artists believe that graffiti is illegal by definition, and are not interested by painting in legal areas or having their work sanctioned by society. Mop A graffiti marker used to draw large tags. Mops have a rounded nib, and leave a fat drippy line. Mops canRead MoreEssay on Graffiti as an Artform1181 Words   |  5 PagesGraffiti as an Artform The value of any message or work of art, whether it is hanging on the wall of a gallery or a subway, lies on the intensity of the artist’s or vandal’s beliefs. Graffiti is an uncertain issue in respect to its virtue. While the voice of the individual must never be lost in a society of shouts growing larger and louder every second; graffiti is such a public medium that its integrity must be of great concern. Graffiti is a vast wasteland of indefinite opinionsRead MoreHistory of Graffiti1340 Words   |  6 PagesThe History of Graffiti Graffiti is a form of art involving writing or drawings scribbled, scratched, or sprayed illicitly on a wall in public places. Graffiti has also existed back in the Roman Empire and Ancient Greek. During the time of the Catacombs of Rome, graffiti was known as inscriptions, figure drawing that were found on the walls of ancient sepulchers or ruins. The earliest forms of graffiti dated back to 30,000 BCE in the form of prehistoric cave paintings and pictographs using toolsRead MoreChallenging Modest Culture : Society s Tolerance Of Public Art1399 Words   |  6 Pageslate 1960s (MacDonald 1). At that time graffiti to most, was considered to be a form of art work. Regardless of those that thought of it as art, there were and are still numerous individuals that loathe the graffiti movement. Works of art have been dependably charming for ages, as it is a method for self-expression and inventiveness. Artistic expressions have advanced in many ways, such as public canvases offering an app roach to modern day unique artwork. Graffiti is progressively turning into a hobby